Wise

Wise (formerly TransferWise) built a multi-currency payments infrastructure that moves billions in cross-border transfers at a fraction of traditional banking costs, serving over 16 million customers worldwide. Founded in Tallinn and headquartered in London, the company is one of Europe's most successful fintech exports and holds direct connections to central bank payment systems in multiple jurisdictions. Wise represents a European-origin alternative to US-dominated payment rails and demonstrates the Tallinn-Digital cluster's capacity to produce globally scaled financial infrastructure.